News | 16 April

In today’s climate of rising insolvencies even long‑standing ‘blue chip’ customers can fail without warning. A single bad debt can erase months of margin and place significant pressure on your bottom line.

Trade credit insurance is the fastest way to mitigate this risk.

It is designed to protect your receivables when a customer can’t pay, whether due to insolvency, protracted default or broader credit and/or political risks.

With a policy from Gallagher, you can:

  • Protect up to 90% of receivables when a customer fails to pay.
  • Get access to replacement capital and protect your cash flow.
  • Strengthen your balance sheet and improve financing options.
  • Continue taking on projects without exposing your business to debtor failures.

Premiums are typically only a fraction of turnover, making trade credit insurance an affordable, tax‑deductible solution to protect your business from bad‑debt losses.

Enhance your credit management processes

Trade credit insurance from Gallagher doesn’t just respond when a customer can’t pay, it actively strengthens your credit management processes. Policyholders gain greater access to customer risk information from insurers, helping improve credit decisions and enhance internal receivables control.

You also benefit from outsourced credit‑management functions, reducing manual checks and covering the costs of collections and legal action when debts become overdue.

Combined with ongoing monitoring and reporting on major customer exposures, the policy gives businesses confidence to focus on growth while their credit risks are professionally managed.


Why choose Gallagher?

  • Deep industry knowledge and tailored solutions specific to construction supply chains.
  • Proven specialists across Australia, backed by international scale.
  • Support for financing, with insured receivables strengthening your position with lenders.
  • Priority claims service and support if a customer does default.


Contact us

Corinne Biagioni Team Leader P: 0466 400 701 E: corinne.biagioni@ajg.com.auStuart Prendergast Client Director – Trade Credit P: 0466 883 042 E: stuart.prendergast@ajg.com.au

Learn more about Trade Credit Insurance

Explore Trade Credit Insurance solutions from Gallagher: https://www.ajg.com/au/insurance/small-business/trade-credit-insurance/?utm_source=partner&utm_medium=email&utm_campaign=Assoc-ccf-vic-edm-2604 ]

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